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Our approach
Stewards of assets first.
Markets will always be noisy. Our job is to make sure the noise never becomes your plan.
Wealth planning philosophy
A fiduciary, paid transparently
Acting as a fiduciary we are legally obligated to put your interests first in our advice. We are paid via one transparent advisory fee. We are not incentivized to sell products and earn no commissions, aligning ourselves with your outcome.
Tax awareness in every decision
Taxes are often the largest expense a successful family pays over a lifetime. We build tax strategy into every decision, across income, capital gains, and estate.
A legacy your family is prepared for
Heirs rarely stay engaged with their parents' advisor, largely because no one prepared them. We facilitate family meetings and next generation education so your wealth transfers with your values attached.
One coordinated plan
Most families have a CPA, an estate attorney, an insurance professional, and a banker who rarely speak to one another. We serve as the quarterback so every professional works from the same plan.
Planning before products
We begin with your balance sheet, your cash flow, and your goals. The portfolio serves the plan, never the other way around.
Investment Ideology
Portfolios are customized
Your portfolio exists to support the life you want to live and the legacy you want to leave. Portfolios are designed with your global balance sheet in mind and do not cater to the mood of the market.
A low cost core, thoughtfully enhanced
A foundation of cost-efficient and institutional strategies, with our highest conviction ideas added on top, evaluated through the lens of an operator.
Access beyond the public markets
Where appropriate, and for clients who qualify, carefully selected private market investments and options strategies that generate income or hedge risks personal to you.
Discipline over speculation
An investment earns a place in your portfolio for one of two reasons. It diversifies risk, or we believe it will appreciate over the long run.
Tax efficiency in every position
Asset location, gain management, and tax-aware trading are built into the portfolio itself, never bolted on afterward. After-tax return is the only return you can spend.
What to Expect
The first meeting
Ninety minutes, at no cost and with no obligation. We walk through your balance sheet, your current strategies, and where we see opportunity.
For families focused on investments, we look at your current allocation, the fees and tax drag inside it, and how well it maps to your goals.
You leave with a clear picture whether or not we ever manage a dollar for you.
Common questions
What is a fiduciary?
A fiduciary is legally required to act in your best interest at all times, disclose conflicts, and answer to a higher standard than the suitability rules that govern brokers.
How are you compensated?
One transparent advisory fee based on the assets we manage. In limited cases we offer a flat fee for a planning-only relationship.
The first step
Start with a meeting
Ninety minutes. No cost and no obligation. We walk through your balance sheet and your current strategies, and you leave with a clear picture whether or not we ever work together.
Your values ◆ Your legacy ◆ Our guidance
Valor Wealth Group is an independent, fiduciary wealth advisory firm in Ada, Michigan, serving successful families and business owners across West Michigan and beyond.
Visit
7163 Headley St SE, Suite B
Ada, MI 49301
(616) 314-5928
Disclosures
Form ADV Part 2A
Form ADV Part 2B
Privacy Policy
Business Continuity Plan
General Disclosures
Valor Wealth Group, LLC is a registered investment adviser. The adviser may transact business in states where it is appropriately registered or where it is excluded or exempt from registration. This material is provided for informational and educational purposes only and should not be construed as an offer or solicitation to buy or sell any securities or to provide investment advisory services. All investments involve risk, including the potential loss of principal, and are not guaranteed. Valor Wealth Group LLC and its Investment Advisers do not engage in the practice of law and are not CPAs or acting in the capacity of CPAs, enrolled agents, or tax attorneys. Clients should consult a qualified financial adviser and/or tax professional before implementing any strategy discussed herein.